An ecology of agency arrangements: mortality of savings and loan associations, 1960-1987.

A study examined whether organizations with different collectivized agency arrangements have different survival prospects. It is proposed that the structure of monitoring and incentive systems determines the agency costs of collectivized agencies and, thus, their vulnerability to competition and en...

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Publicado en:Administrative Science Quarterly Vol. 37; pp. 448 - 471
Autores principales: Rao, Hayagreeva, Neilsen, Eric H.
Formato: Artículo
Publicado: Administrative Science Quarterly September 1992
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Acceso en línea:Ver este registro en EBSCOhost
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        atl: An ecology of agency arrangements: mortality of savings and loan associations, 1960-1987.
      aug:
        au:
          Rao, Hayagreeva
          Neilsen, Eric H.
      su:
        Fraternal organizations
        Stock companies
        Agency theory
        Savings & loan associations
        Bank failures
        History
        United States
      sug:
        subj:
          United States
          Fraternal organizations
          Stock companies
          Agency theory
          Savings & loan associations
          Bank failures
          History
      keyword:
        Savings and loan associations -- United States -- History
        Savings banks -- United States -- History
      ab: A study examined whether organizations with different collectivized agency arrangements have different survival prospects. It is proposed that the structure of monitoring and incentive systems determines the agency costs of collectivized agencies and, thus, their vulnerability to competition and environmental variability. Information on 900 mutual and stock savings and loan associations (SLAs) that were founded between 1960 and 1987 were analyzed. Findings indicate that mutual SLAs are more vulnerable than stock SLAs to competition from commercial banks, but there is no conclusive evidence that mutual SLAs are more susceptible to environmental variability than are stock SLAs. Moreover, deregulation sharply attenuates the agency advantages of stocks, suggesting that agency-cost advantages may be constrained by institutional processes.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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