Bank lending to minority and low-income households and neighborhoods: do community reinvestment agreements make a difference?

The writer examines the outcomes of Community Reinvestment Act (CRA) agreements, comparing the mortgage and home improvement lending of banks with and without agreements. He analyzes Home Mortgage Disclosure Act data for all states and metropolitan areas with CRA agreements in effect and compares m...

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Bibliographic Details

Published in:	Journal of Urban Affairs Vol. 20; no. 3; pp. 269 - 302
Main Author:	Schwartz, Alex
Format:	Article
Published:	Wiley-Blackwell 1998
Subjects:	Financing of community development Community Reinvestment Act of 1977 (U.S.)
Online Access:	View this record in EBSCOhost