Mobile Money: Communication, Consumption and Change in the Payments Space.

This article explores the emerging field of ‘mobile money’: mobile phone-enabled systems for value transfer and storage, primarily in the developing world, which are heralded as signal interventions in the effort to broaden financial inclusion and bank the ‘unbanked.’ Focusing on the stories that ci...

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Detalles Bibliográficos
Publicado en:Journal of Development Studies Vol. 48; no. 5; pp. 589 - 605
Autor principal: Maurer, Bill
Formato: Artículo
Publicado: Taylor & Francis Ltd May2012
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Acceso en línea:Ver este registro en EBSCOhost
Descripción
Sumario:This article explores the emerging field of ‘mobile money’: mobile phone-enabled systems for value transfer and storage, primarily in the developing world, which are heralded as signal interventions in the effort to broaden financial inclusion and bank the ‘unbanked.’ Focusing on the stories that circulate in the emergent network of expertise that is calling ‘mobile money’ into being, it discusses how economic techniques and social narratives about markets – specifically, narratives about the opportunities for profit and financial inclusion in the ‘payments space’ – format a consumer market for mobile money. Furthermore, it asks whether end-users' repurposing of mobile money – and the use of airtime as currency – heralds a new means of exchange or store of value, potentially remaking money in the process.