LENDING RELATIONSHIPS AND MONETARY POLICY.

Financial intermediation and bank spreads are the important elements in the analysis of business cycle transmission and monetary policy. We present a simple framework that introduces lending relationships, a relevant feature of financial intermediation that has been so far neglected in the monetary...

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Publicado en:Economic Inquiry Vol. 51; no. 1; pp. 368 - 394
Autores principales: AKSOY, YUNUS, BASSO, HENRIQUE S., COTO ‐ MARTINEZ, JAVIER
Formato: Artículo
Publicado: Wiley-Blackwell Jan2013
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        10.1111/j.1465-7295.2012.00453.x
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        atl: LENDING RELATIONSHIPS AND MONETARY POLICY.
      aug:
        au:
          AKSOY, YUNUS
          BASSO, HENRIQUE S.
          COTO ‐ MARTINEZ, JAVIER
        affil:
          Aksoy: School of Economics, Mathematics and Statistics, Birkbeck, University of London, Malet Street, WC1E 7HX, London, UK. Phone +44 20 7631 6407, Fax +44 20 7631 6416, E ‐ mail
          Basso: DepartmENt of Economics, University of Warwick, CovENtry CV4 7AL, UK. E ‐ mail
          Coto ‐ Martinez: DepartmENt of Economics and Finance, Brunel University, Uxbridge, Middlesex, UB8 3PH, UK. E ‐ mail
      su:
        Banking industry
        Loans
        Keynesian economics
        Public welfare policy
        Economic equilibrium
        Intermediation (Finance)
        Finance
        Banking research
        Taylor's rule
        Monetary policy
        Central banking industry
      sug:
        subj:
          Banking industry
          Loans
          Keynesian economics
          Public welfare policy
          Economic equilibrium
          Commercial Banking
          Other Depository Credit Intermediation
          Personal and commercial banking industry
          Savings Institutions
          Monetary Authorities-Central Bank
          Miscellaneous Intermediation
          Other Activities Related to Credit Intermediation
          All other non-depository credit intermediation
          All Other Nondepository Credit Intermediation
          Consumer Lending
          Emergency and Other Relief Services
          Other Individual and Family Services
          Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs)
          Intermediation (Finance)
          Finance
          Banking research
          Taylor's rule
          Monetary policy
          Central banking industry
      ab: Financial intermediation and bank spreads are the important elements in the analysis of business cycle transmission and monetary policy. We present a simple framework that introduces lending relationships, a relevant feature of financial intermediation that has been so far neglected in the monetary economics literature, into a dynamic stochastic general equilibrium model with staggered prices and cost channels. Our main findings are (a) banking spreads move countercyclically generating amplified output responses, (b) spread movements are important for monetary policymaking even when a standard Taylor Rule is employed, (c) modifying the policy rule to include a banking spread adjustment improves stabilization of shocks and increases welfare when compared to rules that only respond to output gap and inflation, and finally (d) the presence of strong lending relationships in the banking sector can lead to indeterminacy of equilibrium forcing the Central Bank to react to spread movements.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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