LOVE, TOIL, AND HEALTH INSURANCE: WHY AMERICAN HUSBANDS RETIRE WHEN THEY DO.
The provision of health insurance has previously been shown to be an important determinant of retirement timing among older Americans, but the existing literature has largely ignored some aspects of the interspousal dependence of health insurance benefits. Specifically, the literature examines only...
| Publicado en: | Contemporary Economic Policy Vol. 33; no. 1; pp. 118 - 141 |
|---|---|
| Autor principal: | |
| Formato: | Artículo |
| Publicado: |
Wiley-Blackwell
Jan2015
|
| Materias: | |
| Acceso en línea: | Ver este registro en EBSCOhost |
| fields | @attributes: recordID: 1 pdfLink: plink: https://search.ebscohost.com/login.aspx?direct=true&db=ssf&AN=99276324&site=ehost-live header: @attributes: shortDbName: ssf uiTerm: 99276324 longDbName: Social Sciences Full Text (H.W. Wilson) uiTag: AN controlInfo: bkinfo: jinfo: jid: 10743529 CEY jtl: Contemporary Economic Policy issn: 10743529 maglogo: Y pubinfo: dt: Jan2015 vid: 33 iid: 1 pid: 480 pub: Wiley-Blackwell artinfo: ui: 99276324 10.1111/coep.12060 ppf: 118 ppct: 23 formats: fmt: – @attributes: type: T – @attributes: type: P size: 735KB tig: atl: LOVE, TOIL, AND HEALTH INSURANCE: WHY AMERICAN HUSBANDS RETIRE WHEN THEY DO. aug: au: Congdon ‐ Hohman, Joshua affil: Assistant Professor, Department of Economics and Accounting, The College of the Holy Cross, Worcester MA 1610 su: Health insurance Retirement Medicare Labor supply Employment of older people Patient Protection & Affordable Care Act sug: subj: Health insurance Retirement Medicare Labor supply Employment of older people Direct group life, health and medical insurance carriers Direct individual life, health and medical insurance carriers Temporary Help Services Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs) Patient Protection & Affordable Care Act ab: The provision of health insurance has previously been shown to be an important determinant of retirement timing among older Americans, but the existing literature has largely ignored some aspects of the interspousal dependence of health insurance benefits. Specifically, the literature examines only how retirement may affect the health insurance available to the potential retiree but not how it might affect a spouse's options. Using data from the Health and Retirement Study, I find that the impact a husband's retirement might have on a wife's health insurance options has a statistically significant impact on a husband's rate of retirement that is independent of considerations of his own health insurance options. In households where the wife is the only one at risk of losing affordable health insurance if the husband retires, the husband is 30% less likely to retire than if neither spouse is at risk (a 5 percentage point decrease in the retirement rate). Based on these findings, prior research is missing one avenue that changes to the Medicare eligibility age and health insurance policy changes through the Affordable Care Act might impact the labor supply of older workers. ( JEL I13, J26, J32) pubtype: Academic Journal doctype: Article src: R language: English refInfo: copyright: @attributes: flag: N holdings: @attributes: islocal: N |
|---|