Marketplace Premiums Rise Faster For Tobacco Users Because Of Subsidy Design.
Tobacco users can be charged health insurance Marketplace premiums up to 1.5 times higher than premiums for nonusers of tobacco. Despite being charged higher premiums, low- and middle-income tobacco users receive premium subsidies identical to those received by nonusers and cannot apply the subsidy...
| Publicado en: | Health Affairs Vol. 39; no. 9; pp. 1540 - 1546 |
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| Autores principales: | , , |
| Formato: | pictorial research tables/charts Journal Article |
| Publicado: |
Health Affairs Publishing, LLC
Sep2020
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| Acceso en línea: | Ver este registro en EBSCOhost |
| Sumario: | Tobacco users can be charged health insurance Marketplace premiums up to 1.5 times higher than premiums for nonusers of tobacco. Despite being charged higher premiums, low- and middle-income tobacco users receive premium subsidies identical to those received by nonusers and cannot apply the subsidy to pay for any portion of their tobacco surcharge. Premium increases over time have exacerbated the discrepancy in premium prices based on tobacco use. |
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