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Marketplace Premiums Rise Faster For Tobacco Users Because Of Subsidy Design.

Tobacco users can be charged health insurance Marketplace premiums up to 1.5 times higher than premiums for nonusers of tobacco. Despite being charged higher premiums, low- and middle-income tobacco users receive premium subsidies identical to those received by nonusers and cannot apply the subsidy...

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Published in:Health Affairs Vol. 39; no. 9; pp. 1540 - 1546
Main Authors: Manz, Karina C., Waters, Teresa M., Kaplan, Cameron M.
Format: pictorial research tables/charts Journal Article
Published: Health Affairs Publishing, LLC Sep2020
Online Access:View this record in EBSCOhost
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      dt: Sep2020
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      pub: Health Affairs Publishing, LLC
      place: Washington, District of Columbia
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        atl: Marketplace Premiums Rise Faster For Tobacco Users Because Of Subsidy Design.
      aug:
        au:
          Manz, Karina C.
          Waters, Teresa M.
          Kaplan, Cameron M.
        affil: Biomedical data scientist in the Department of Health Management and Policy, College of Public Health, University of Kentucky, in Lexington, Kentucky
      sug:
        subj:
          Health Insurance Exchanges
          Smoking
          Health Care Costs
          Consumer Participation
          Benchmarking
          Human
      ab: Tobacco users can be charged health insurance Marketplace premiums up to 1.5 times higher than premiums for nonusers of tobacco. Despite being charged higher premiums, low- and middle-income tobacco users receive premium subsidies identical to those received by nonusers and cannot apply the subsidy to pay for any portion of their tobacco surcharge. Premium increases over time have exacerbated the discrepancy in premium prices based on tobacco use.
      pubtype: Academic Journal
      doctype:
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        research
        tables/charts
        Journal Article
      ougenre: Article
    language: English
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