THE IMPACT OF FINANCIAL TECHNOLOGY «FINTECH» ON THE BANKING FINANCIAL INDUSTRY JORDANIAN BANKS AS A MODEL.

This study investigates the impact of financial technology (FinTech) on banking performance, focusing on the role of technological infrastructure, including devices, equipment, software, communication networks, databases, and individual skills. Banking performance is assessed across four key dimensi...

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Publicado en:Scientific Culture Vol. 12; no. 1, Part 1; pp. 1672 - 1679
Autores principales: Abanda, Nabeela Khaleel Ibrahim, Alabdullatif, Sultan Abdullah
Formato: Artículo
Publicado: University of the Aegean 2026
Materias:
Acceso en línea:Ver este registro en EBSCOhost
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        atl: THE IMPACT OF FINANCIAL TECHNOLOGY «FINTECH» ON THE BANKING FINANCIAL INDUSTRY JORDANIAN BANKS AS A MODEL.
      aug:
        au:
          Abanda, Nabeela Khaleel Ibrahim
          Alabdullatif, Sultan Abdullah
        affil:
          Assistant Professor, Amman, Jordan.
          Assistant Professor, Department of Accounting, College of Business and Economics, Umm Al-Qura University.
      su:
        Financial technology
        Financial performance
        Information technology
        Digital transformation
        Banking industry
        Customer satisfaction
        Process optimization
      sug:
        subj:
          Financial technology
          Financial performance
          Information technology
          Digital transformation
          Banking industry
          Customer satisfaction
          Process optimization
      keyword:
        Banking Performance
        Digital Transformation
        Electronic Business
        Financial Technology
        Technological Infrastructure
      ab: This study investigates the impact of financial technology (FinTech) on banking performance, focusing on the role of technological infrastructure, including devices, equipment, software, communication networks, databases, and individual skills. Banking performance is assessed across four key dimensions: financial outcomes, customer satisfaction, internal operational efficiency, and social responsibility. The findings reveal that FinTech significantly enhances banking performance by improving service quality, operational speed, and overall efficiency. Based on these results, the study recommends expanding the adoption of FinTech solutions and strengthening reliance on electronic business practices to deliver faster and higher-quality banking services. Additionally, it emphasizes the importance of training employees to develop and manage essential banking programs while ensuring that managers and senior executives receive specialized courses in financial technology and digital transformation. These steps will support sustainable improvements in banking performance and foster greater competitiveness in the rapidly evolving financial sector.
      pubtype: Academic Journal
      doctype: Article
      src: R
    language: English
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