Independent Service Operators in ATM Markets.

This paper studies the impact of entry of non-banks (termed Independent Service Operators, ISOs) into ATM markets. We compare two different regimes by which the ISO may generate income: (1) The ISO receives interchange fees and (2) the ISO charges consumers directly. We find that due to the entry of...

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Bibliographic Details

Published in:	Scottish Journal of Political Economy Vol. 61; no. 1; pp. 26 - 48
Main Author:	Wenzel, Tobias
Format:	Article
Published:	Wiley-Blackwell Feb2014
Subjects:	Automated teller machines Automated teller machines > Service charges Bank service charges Foreign exchange rates Bank customers
Online Access:	View this record in EBSCOhost